How To Get Health Insurance For The First Time

How To Get Health Insurance For The First Time When you’re finally out of the college bubble and just starting out in the job world, one of the biggest shocks is the cost of living. If you have been on your parent’s health insurance policy your whole life and must now figure out how to cover those costs on your own, the process can be more than daunting. It can also be difficult to find the best plan to cover your specific health needs when faced with so many options. But, the trick is to go about it with focus and knowledge of exactly what you need. Here are some tips to get started: 1. Determine your most pressing health needs It really doesn’t matter what insurance provider you go with or how much (or little) you pay for your monthly premium; if you don’t have insurance that you’re going to be able to use for the things you need most, you will be wasting money. If you have a pressing health concern or a precondition, make sure to tailor your plan around those needs and make sure you find a plan that will cover them. 2. Consider your employer’s health care first If you have the opportunity to go with a company-provided health care plan, it is almost always the best way to go financially. Employers will often cover a part of your monthly insurance premiums and can buy policies in bulk by forming relationships with one insurance provider. This allows employees to get health care benefits for less than what they would pay individually. If you are trying to decide between multiple plans provided by your employer’s health care company, it is best to speak with HR and contact the insurance company directly to get more details and clear up hesitations. 3. Take the time to shop around This may seem obvious, but that’s only because it’s true. Finding the perfect insurance policy is enormously time-consuming, and trying to get any sort of usable information about what types of things will be covered from insurance company representatives can feel like pulling teeth. However, the worst thing you can possibly do is give up before you’ve examined all your options. Don’t simply call two companies and go with the provider that seems better, take a look at four or five different companies and see what they can offer. 4. Don’t go for just the lowest monthly rate It’s always tempting to just go with the insurance policy that will set you back the least every month when it comes time to pay your premium. However, the whole point of getting insurance is to pay money monthly in order to cover yourself from possible financial loss. If you have a policy with a super cheap premium, but that only covers absolute emergencies, or doesn’t cover routine check-ups, you will lose money every time you go to the doctor. Look for policies that cover all or most of regular doctor visits, common medical procedures, and medication. And make sure you have a policy with a deductible that won’t send you into major debt in the event of an emergency. What do you wish you would have known when you had to get health insurance for the first time? Todays post is written by Susan who is a freelance blogger who enjoys writing about automotive and health news, technology, lifestyle and personal finance and she provides consumers with access to a  insurance quote guide.

Is Lying on Resume Reddit Advice Helpful?

Is Lying on Resume Reddit Advice Helpful?You've probably seen someone who has earned a promotion to the head of the department through Reddit posting in their LinkedIn profile about their new position and claiming they started at the lowest salary on their resume. It's sad, but it's also understandable given that most resume writers aren't trained in what an applicant can expect to earn at each job level, and how long an employee will remain in a job.However, employers may be put off by such lies, especially if they see them often and/or repeatedly on the job listing page, or on another employment page. There is nothing illegal about posting false information on a resume, as long as it's done correctly, but if you post untrue statements regularly, it will draw unwanted attention to yourself, which may deter potential employers from hiring you. It's important that you are honest with yourself and honest with the people you approach for a job, whether you're posting or not.To avoid thi s problem, make sure you know what the job description of the company you're applying for is before you post your resume; if the person you're applying for doesn't have a job description, don't lie about it! Even if you haven't been hired yet, it's better to let them know what you have been told so far and see if there's room for negotiation than to get on the phone as soon as you find out you may have been passed over.You should also be open to having your resume revised if you are contacted about it or you are contacted by the employer. Don't lie to them or say something 'better' than what the job description states. The truth is, employers want to hire and retain talented employees and are willing to pay for it. The only thing they don't want to pay for is a dishonest, unprofessional employee.You can always take your time to fill out the online application service's questionnaire, but be honest and put your best foot forward. With experience, you'll start to hone your communicati on skills, develop rapport with the hiring of staff, and you'll be more prepared for whatever comes your way.Never use a 'signature line' when you've never used it before at work. You don't want to be accused of faking your qualifications, so make sure your signature line looks sincere and expresses your personal experience in the position you're applying for. Be real and treat your resume as it was written, not as a marketing strategy.Make sure you're able to show the hiring manager that you're a team player, both as a leader and as an employee. Give them a reason to hire you and not just an email address or picture in a picture. You need to demonstrate the qualities employers are looking for, not just the ones you think they want.Always double check your resume before sending it out. If it has any errors or omissions, you need to fix them immediately. These types of mistakes make employers distrustful of a resume, and they won't hire you, no matter how much money you're offering.

Its Never Too Late to Follow Your Dreams

Its Never Too Late to Follow Your Dreams Have you ever felt uninspired? Have you ever thought about passion and purpose only to feel as if you dont really have much of either? If so, you are definitely not alone. Many of my clients come to me for help uncovering their true aspirations. (To read my article on Finding Your Purpose, click here.)The key is to recognize that 1) you DEFINITELY do have passion and purpose. It may only be a a little burning pilot light but deep within you there is a knowing of who you are and what youre in this life to become. And 2) sometimes you need a spark to fan that flame into a beautiful, blazing fire.For me that pilot light was burning for my desire to sing. I love helping people with careers but part of me always dreamt of being a singer. I never thought it was something I could make a living at so I didnt sing at all. Until recently.About 2 years ago, a colleague was coaching me about writing and said, You should take a writing class. Immediately a thought sprang to mind from deep within, If youre going to take a writing class, you have to take a singing class FIRST. You want to be a singer not a writer. It was an epiphany!I immediately started surfing the web to find a singing coach but there were so many options, I didnt know which to choose. I emailed a contact I had met at SIRIUS XM who was a career opera singer for recommendations. Coincidentally, she gave voice lessons and also needed some career coaching, so we set up a barter.It was as if my little pilot light of a dream had sparked into a flame! I started taking lessons and after about a year and a half of building my skills and confidence, I was ready for my first cabaret show. That was last July. To see a clip, click here.That show was one of the scariest and most rewarding things Ive ever done. Im also convinced it sparked many other great opportunities in my career. After my first cabaret show I was asked to do more career talk radio on SIRIUS XM. To tune into for free to my weekly radio show, click her e. And after my second show in October of last year, I was asked to make my first appearance on CNN as a career expert. To see a clip, click here.Now this coming Saturday, April 25th from 4-5pm Im putting on my Follow Your Dreams cabaret once again. Ive been blessed with a fabulous trio of musicians trained at none other than Juilliard! All the songs I sing have an inspirational message and you even get the chance to think about and share your own dreams as part of the show.I recently saw an off-Broadway show on the life of the first lady of song Ella Fitzgerald. Seeing that show inspired me and fanned the flames even more. Its my hope that if youre in need of a little inspiration, that youll join me next Saturday at Dont Tell Mama in NYC from 4-5pm. Life dont mean a thing if it aint got that swing!

7 Tips to Becoming a Business Ghostwriter - CareerAlley

7 Tips to Becoming a Business Ghostwriter - CareerAlley We may receive compensation when you click on links to products from our partners. The ghostwriting niche is an especially lucrative one. Look into business ghostwriting and thats where youll find most of the money. Companies will spend thousands of dollars just to find the right business ghostwriter for them. They are desperate to put out a publication that meets their high standards. If you want to be an expert in this niche, follow these seven tips. Understand the Industry Understand that there are some big differences between business ghostwriting and every other form of ghostwriting. Just like there is a difference between ghostwriting and co-writing. For a start, you are working for a company not an individual. Secondly, you are likely writing a book exclusively to meet the needs of a highly targeted audience. Your writing must be tighter and your level of professionalism higher than it ever has before. To this end, you should market yourself only in the areas where you are knowledgeable. You may have marketed yourself as a jack of all trades as a freelance writer, but a lack of expertise and experience will show through during a business ghostwriting interview. Think about what you are good at and what you could bring to a business. Pick a Niche Within a Niche Every business ghostwriter will have strengths and weaknesses. Since business is so diverse, you have to pick a niche and settle on it. You cant create publications for both a bank and a small modern art business, for example. The needs are so different that it would not only be hard to market yourself, but actually meeting the needs of both audiences is more hassle than its worth. Have Your References in Check When a company is spending so much of its budget on one thing, you need references ready to go. While the budding author will likely have few problems working alongside a new or inexperienced ghostwriter, companies go through a strict auditing process. Form a Schedule This may not be a problem for you, but if you are the sort of writer who likes to work as the crow flies you can forget about it. A schedule is essential for success in business ghostwriting. You will be expected to produce regular progress reports and hold meetings with various project managers. There are many tools for making up schedules. You can find these for desktops, smartphones, or you can stick to a paper calendar sitting above your desk. Just remember that you wont always have the freedom to dictate your schedule. Most companies do work with writers to find a mutually convenient time for meetings and deadlines, but the chances are there is going to be some compromise. Become a Better Professional Even though you might work at home in your pajamas, this isnt going to fly during the Skype call with the marketing team. You may be a freelancer, but you will be expected to meet their expectations when it comes to professionalism. This is where you need discipline and willingness to compromise on the way you work. Meet Tighter Deadlines Everyone knows that the most successful ghostwriters are able to meet tight deadlines. Its not uncommon to start a project and have to meet an objective to release a milestone payment, for example. Business ghostwriters need to train themselves to stick to tighter deadlines. The way many writers maximize their incomes in the business ghostwriting world is to obtain performance-related bonuses. Bonuses are usually awarded based on a writers ability to meet specific deadlines. This is where a big portion of their income comes from. Can you work with the discipline needed to stick to these tight deadlines? Have the Time Business ghostwriting is a steadily growing industry because organizations are only just realizing the value a ghostwritten publication can hold. Writers are realizing that becoming a business ghostwriter is lucrative too. Companies are finding they have to deal with an increasing number of potential ghostwriters. This is why the interview process is continuing to get longer and becoming cutthroat. To maximize your chances of landing that initial crucial gig, we recommend sticking to conventional ghostwriting and using the rest of your time to work on transitioning into the business ghostwriting world. This will take time, but once you get a foothold theres nothing to stop you from making an impression on the industry of today and tomorrow. We are always eager to hear from our readers. Please feel free to contact us if you have any questions or suggestions regarding CareerAlley content. Good luck in your search,Joey Google+ Visit Joeys profile on Pinterest. Job Search job title, keywords, company, location jobs by What's next? Ready to take action? Choose the right tools to help you build your career. Looking for related topics? Find out how to find the opportunities that help you grow your best career. Subscribe and make meaningful progress on your career. It’s about time you focused on your career. Get Educated Contact Us Advertise Copyright 2020 CareerAlley. All Rights Reserved. Privacy Policy + Disclosure home popular resources subscribe search

The Declaration of You Book Launch Secrets QA! another Freelancers Union event in NYC! - When I Grow Up

The Declaration of You Book Launch Secrets QA! another Freelancers Union event in NYC! - When I Grow Up If youre in NYC, youre free Monday night, and you wanna learn all about what values goals have to do with building a strong businessthen youre gonna wanna  join me as I present  Building a Foundation for your Freelance Life  at Freelancers Union!. Then make sure to tell me youre coming so I can treat ya extra nice. Now that weve had some distance from the whirlwind that was  The Declaration of You BlogLovin TourJess, Abby and I wanna spill our secrets! If it interests you at all to learn how we came up with our book launch strategy + how we wound up with 430+ guest posts when we were only aiming for 100join us live on Spreecast at 7p Eastern on Thursday, October 24th  right here! Well be going into detail on the how, what + why of our launch as well as being able to answer your questions live. Its gonna be the funnest! Any questions about our launch that youd want us to answer? Leave em in the comments below wed love to hear!

The Downside Risk of Writing a Resume for Cosmetologist That No One Is Talking About

The Downside Risk of Writing a Resume for Cosmetologist That No One Is Talking About The Hidden Truth About Writing a Resume for Cosmetologist If you are making a professional resume, such as one for legal counsel, you are going to want to look at a resume writing sample for a professional resume for a lawyer. Several of the completely free resumes which must be downloaded will enter your word processor so that it becomes a lot easier that you read it and also make the very best use of it. In the majority of cases, if you may make a case for why a patent is pertinent to your application, then don't hesitate to include it in your resume. It's important to format your resume in an appropriate way rather than simply including the job related specifics. There are 3 major resume formats utilized for writing the resumes. Usually, a covering letter is only that, a letter to cover the information that may be discovered on the Resume itself. Writing an effective resume is not that di fficult! You wish to impress an employer, which means you are usually too enthusiastic in your resume. Remember your resume is the most significant tool you've got to obtain work. Resumes are made to highlight the very best side of an individual. Your resume should be formatted in an easy, professional method. How to Choose Writing a Resume for Cosmetologist Hiring manages are always searching for the best candidates, naturally, but in addition they need the interview procedure to be as efficient and simple as possible. Certification State that you're a certified cosmetologist in the state in which you're applying. Career objective section in resume will incorporate the facts of your future accomplishments that you would like to accomplish working on the specific position in the business. You should know what works and what doesn't work when creating a resume. Writing an eye-catching resume takes the very same skill as knowing what style would earn a client seem more att ractive. When you're writing the resume, it is necessary to present the details in an attractive method. You're not physically mailing in your application, so it's not a vital part to your resume. Life After Writing a Resume for Cosmetologist Normally, a resume is 1 page long, even though it can at times be as long as two pages. If you locate a couple of templates whose designs you love, mix and match till you locate a format which works for getting your message across. So in the event the typeface employed in your resume sample is inappropriate it may have a negative visual effect on the reader. A template may be a one-page resume, or a two-page resume, but until you understand what you need to spend the resume you don't understand what length is likely to work best.

Dirty Facts About Basic Resume Examples Exposed

Dirty Facts About Basic Resume Examples Exposed Basic resume examples is among the pictures in the category of Resume and a lot more images in that category. Career aim is currently possibly the most important section your own resume. If you bare to put in an amount at the very top, or accommodate addition section, it can be hard to advance the form. There are several places on the web at which you could become totally free. For the task description mentioned previously, you would take a fruitful resume aim. How to compose a simple resume isn't a question people ought to be asking. In the majority of scenarios a resume objective is simply a couple of sentences long. A simple Google search may result in a significant volume of expertise on the best way to compose a resume, the best way to design a resume, the best way to make an impression on organisations. So How About Basic Resume Examples? If applied to an excellent position, in average you'll be competing against two hundreds of different applications. A number of the utter most troublesome hurdles some folks face while searching for job is definitely to supply a present work referee that could offer advice about your knowledge, expertise and additionally the direction you fit in the workplace. If you've got relevant experience, make them know what. A scarcity of experience doesn't need to avoid a resume from looking serious, just be certain you're applying for the acceptable position. 140 cv template documents that you're able to download customize and print free of charge. There are lots of internet sites supplying cost-free resume template with no watermarks or trademarks inside them. When you've modified the conventional resume template that you entirely on the internet, make it simple for your own coming ego and store numerous versions of a person's own resume. The initial one linked below is a template it is possible to utilize. The Bizarre Secret of Basic Resume Examples Basic re sume examples is among the design ideas you may utilize to reference your Resume. The Basic Resume Examples may also be structured in the way which best presents your abilities and experience. To put it simply, utilizing a Basic Resume Examples Skills speeds up the practice of producing a winning resume and ensures that it's going to stick out in the application practice. In other words, employing a Basic Resume Examples speeds up the practice of producing a winning resume and ensures it will stick out in the application procedure. The Hidden Treasure of Basic Resume Examples To start with, you've got to tell the truth about what you've got to offer to prospective employers. Exactly why you wish to modify job, your pay so fantastic, I recommend you keep on your present job. What You Must Know About Basic Resume Examples If you're helped by the notion of the article Basic resume examples, don't neglect to share with your buddies. You can also run carpentry work, but you're getting to become more restricted because you won't be in a place to control saws. The issue is that today simply having a resume is inadequate. Ok, I Think I Understand Basic Resume Examples, Now Tell Me About Basic Resume Examples! Nevertheless, there's a difference and it's helpful to understand when to compose a CV vs resume. Resume objective samples may be obtainable. Do have a couple unique versions ready if you're looking at various forms of positions with various requirements. Virtually every job involves some kind of pressure.